Michael S. Bauer – 42 year Veteran Financial Advisor – Roth Conversion Expert
Over the last 42 years, I have developed and fortified my expertise in providing clients with investment alternatives that can help provide principal and income protection, simple and advanced insurance planning, estate planning and guaranteed lifetime income.
In addition to my extensive investment experience, I am also uniquely qualified to assist clients with all their insurance needs. I was fortunate to have worked as a life and senior life underwriter for Allstate and North American Life and Health. I am licensed in every form of fixed and fixed index annuities, life, health, disability and long-term care insurance. I currently hold licenses in Florida, Illinois, Indiana, Maryland, Michigan, Minnesota, Texas and Wisconsin.
I started my career with First Investors mutual funds in 1984, while finishing my junior year of college. Upon Graduating, I was hired by PaineWebber and stayed there as a personal broker for almost 3 years. During that period, I also got my commercial real estate license and was a sales rep for General Development Corporation. I then moved on to Allstate and North American, where I perfected a trade in life insurance underwriting. During this period, I audited many medical school classes and was responsible for interpreting EKGs & Stress tests.
In 1992, I began my career as a financial advisor and annuity expert working at The Equitable/AXA Financial. While there I served as the Dual Professional Co-Director, responsible for recruiting and developing CPAs and Attorneys for estate and investment planning. In 2002, I
joined the ranks of LPL financial, the largest independent brokerage firm of the time. While there, I was one of only 3-5 brokers that had discretionary authority for very large trust accounts and sat on the compliance advisory board.
In 2012, I formed my own business, Guaranteed Income For My Life. Today, I specialize in giving clients guaranteed streams of income, guaranteed protection from downward market moves, potential unlimited upside growth and significant legacy benefits.
In 2019, I started to host a radio show on WCPT 820 AM, called “Safe Money Radio.” It was a onehour weekly radio show that discussed the ups and downs and positive & negatives of the annuity marketplace.
With all my combined investment, insurance and medical experience, I have become one of the foremost experts in Annuities.
In March of 2025, I created Roth-Relief.com to help wealthy investors convert their Traditional IRAs to Roth IRAs on a low or zero tax-free basis! Never again will these clients be subject to RMDs or taxes on earnings, retirement income or legacy gifting!
I am married, have 2 wonderful adult daughters, and now have offices and residences in Fort Lauderdale, Florida and Oak Park, Illinois.
