Are you aware that you could save Thousands or even Millions of dollars, just by converting your Traditional IRA’s or 401(k)s to Roth Accounts?
Is it True,….. I never have to pay taxes on
income or be forced to take Required Minimum
Distributions (RMDs)?
Why should I convert my IRA’s to Roths? Won’t my tax bill be outrageous? Is it really worth it?
- Never pay taxes on earning….ever again.
- Never be required to pay Required Minimum Distributions (RMDs).
- Never get taxed on cash distributions.
- Give your heirs 100% of their inheritance.
- Take out as much as you want, without being bumped in a higher tax bracket.
What Action Steps are required to minimize or eliminate my tax costs for converting my IRAs to Roths?
1st
Your Roth Relief expert will give you a “Financial Physical”, recording and analyzing all your current retirement accounts, including IRAs, Roths, 401(k)s, brokerage accounts, insurance policies and any non-qualified savings.
2nd
Your Roth Relief Expert will crunch a bunch of numbers, compare dozens of different investment options that will eventually lead to the best solution to your specific needs and goals.
3rd
Your Roth Relief Expert, will provide you with a structured plan that will clearly show you when and how to convert your IRAs to Roth accounts, while minimizing or eliminating any tax costs.  They will also recommend that you seek a tax professional to verify that their strategy and process is IRS compliant.
4th
Assuming you have substantial cash on hand, and already have started saving significant dollars in a Roth IRA, your Roth Relief expert can convert some or all of your traditional IRAs/401(k)s into a Roth, and then convert all the cash necessary to pay the tax bill into a Roth IRA, as well!!!!
Basically, if you answer “YES” to any of these questions, you are a good candidate for our Roth Relief Program.
- Are you concerned with increasing tax rates?
- Do you have substantial savings in fully taxable IRAs or 401(k)?
- Due to your successful savings, are you already exposed to maximum tax rates?
- Are you concerned about the next market crash and potentially losing 25–50% of your retirement savings?
- Do you feel it’s unfair that you may be required to take out some of your IRAs or 401(k) as a Required Minimum Distribution (RMD)?
- Would you like to never pay taxes again on any of your retirement savings?
How much will it actually cost us to Convert some or all of IRAs to Roths…..right now!
With Roth Relief, even if you make over $750,000 of Joint Net Income, converting $1 million from an IRA to a Roth will only cost you a maximum of 14%.Â
“If we utilize your existing Roth accounts, that are more than 5 years old, its possible we can reduce your tax burden to Zero!”
Without using our Roth-Relief Program, you could pay as much as 37% to Uncle Sam!
This tool will determine how much of your IRA we can convert to a Roth, with minimal to zero reductions to your Net Worth.
(Let’s say you have:
$375,000 in a Roth and $800,000 in an IRA, & $325,000 in a money market = $1,500,000 liquid net worth.
 After our conversion process you could have:
 $461,000 in a Roth and $984,000 in an IRA, & $55,000 in a money market = $1,500,000 liquid net worth after conversion and all taxes are paid.
 And afterwards you have another $1,070,000 in a Never Taxed Again – Roth IRA!
What are my clients saying about Roth Relief
Michael promised us that we wouldn’t have to pay any taxes out of pocket, and he more than delivered on his word. We ended up having enough bonused tax-free money to pay most of our next year’s tax bill. Thank you, Michael!
Steve & Denise L.
I had quite a bit in IRAs and some in Roth IRAs, too. and I am getting older and was concerned about all the inheritance my children would lose to federal taxes. Now after making the seamless conversion, my children will enjoy all my current savings and all its growth!
John T.
This year we had our biggest company profits and our net income exceeding $1 million. When Michael told us that he could convert all of our IRAs to Roths with very little taxes due, we were very skeptical. But now after we Transferred all our existing Roths and converted over $1.5 million of our IRAs, and not only paid no taxes on our IRA conversions at all, but we actually paid about half of our income taxes as well. Michael, we are indebted to you. Thank you so much.
Marilyn & Peter K.
While we had very modest and conservative lives, we never expected to make so much money in our IRAs. Now in our 70’s we were paying more in annual taxes because of the forced income the IRS made us take. Thank God we were referred to Michael Bauer. Over the past 2 years, Michael helped us move all of our IRAs into Roth IRAs. We only paid a few thousand in taxes, but moved over a $1 million. Now, we have no more Required Distributions from the IRS and our children can keep more of their inheritance.
Diane & Duane M
These are the Facts (FAQ's)...Jack!
An IRA to Roth conversion occurs when you move assets from a Traditional IRA or 401(k) and reposition them to a Roth IRA or Roth 401(k).
Contributions can be withdrawn from a Roth IRA before five years, but only the contributions themselves can be withdrawn penalty-free and tax-free. Withdrawals of the Earnings (the growth on your contributions) are subject to taxes and a 10% penalty if you're under 59.5 years of age and the Roth IRA has been open for less than 5 years. If a Roth owner is over 59.5 years of age and has had the existing Roth for more than 5 years, then all withdrawals are tax-free!
Michael S. Bauer is one of the very few 40+ year veteran financial services experts that has investment management, executive management, insurance sales, back-office insurance support and commercial real estate experience. Also, for several years Michael S. Bauer hosted a financial radio show called "Safe Money Radio" in Chicago. In March of 2025, Michael was invited to be listed with Marquis Who's Who in America!
